Saul Ginsburg

NMLS # 165385

256-479-9334

sginsburg54@gmail.com

Saul Ginsburg Branch Manager

Blog

Which Credit Score Will My Mortgage Lender Use?

Which Credit Score Will My Mortgage Lender Use?

You probably already know that mortgage lenders will pull a record of your credit history when you apply for a home loan. You may also know that there are several versions of your credit score for your lender to choose from. What you probably do not know

Jul 14, 2022 | Credit

How Soon After Buying Can I Refinance the Mortgage of My Second Home?

How Soon After Buying Can I Refinance the Mortgage of My Second Home?

Maybe you bought a second home during the pandemic as a way to escape during lockdowns. Maybe you bought one to rent out part-time for extra income in today’s uncertain economy. And with home prices growing so quickly, you may be wondering if you can refi

Jul 12, 2022 | Refinancing a Home

Can I Get a Mortgage for a Manufactured Home?

Can I Get a Mortgage for a Manufactured Home?

The average home price in the U.S. has jumped significantly over the past few years, forcing potential home buyers to reexamine their wants and needs when it comes to housing. One more affordable option - that actually makes up 10% of all single-family ho

Jul 07, 2022 | Purchasing a Home

Is Now a Good Time to Buy a Vacation Home?

Is Now a Good Time to Buy a Vacation Home?

During the past two years, demand for vacation homes skyrocketed as cooped-up Americans sought out domestic getaways while the COVID-19 pandemic raged.  With travel restrictions mostly lifted, people are again venturing out all around the world. What does

Jul 05, 2022 | Purchasing a Home

Happy Independence Day

Happy Independence Day

To all our customers, Happy Independence Day! We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty and the pursuit of Happiness.

Jul 04, 2022 |

Can I Get A No-Money-Down Loan in Today’s Market?

Can I Get A No-Money-Down Loan in Today’s Market?

U.S. home prices are higher than ever, interest rates are rising, and inflation is at 40-year highs. These factors combined can make it very difficult for potential home buyers to save up money fast enough to keep up with the housing market. There are mor

Jun 30, 2022 | Purchasing a Home

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